Is "Samsung Flex" worth it?

[InsanityGaming]

or should i just go finance,.. 

[InsanityGaming]

?

[TechZilla]

Samsung flex is better because no interest and you can pay it off anytime you want

[InsanityGaming]

samsung flex 100% has an interest, compared to finance, as finance costs less compared to flex... flex is actually charging an extra 100-200£ or so at end of the term..

[TechZilla]

I don't have that interest on my flex, 0%

[InsanityGaming]

ignore this comment <

[InsanityGaming]

think i was stupid and calculated final payments twice..

either way, you can't pay it off anytime as you can incur a late free and screw with your credit score.. yeah and seeing as the last few places i've lived i've had higher average credit score than anyone in my area, i don't want to ruin that.. even in places like cardiff, and swansea.

both finance and the flex have 0%APR XD

Side note though apart from taht money *****..

by worth it i meant, is it worth going with, like if i want to upgrade my phone let samsung give me another or what? never done this before

[Robin999]

Purely down to your finances I guess. If you can afford the final payment then go for it.

[TechZilla]

Have you considered going for the upgrade program?

[Members_RuS27Fs]

its the same price as paying in full but if u upgrade around the 12months mark u save money as u never get to the final bill witch is higher coz if ur phone is £1250 they take like 375 of it put it to the last bill making it £875 then u pay 125 upfront so then its £750 left 750 over 25 months is £30 a month £30x25 is £750+ 26th bill 375 so £750+357= 1125+ upfront cost 125 is 1250 the cost of the phone but if u upgrade around the 12 month mark u never pay last bill