**Update for anyone who might stumble on this:**
After a lot of trial and error, I haven’t had the issue return in over a week. What seemed to fix it was:
* Turning off **Wi-Fi Control** special access for these system apps (*Settings > Apps > Show System Apps*):
* `wifiailla`
* `wifiailwh`
* `wifiaiservice`
* Changing the **Wi-Fi scan interval** in *Wi-Fi Developer Options > Change Scan Interval* from **Default** to **Rarely**
* Restarting the **Wi-Fi subsystem** in the same developer options
I’d already disabled all the Intelligent Wi-Fi options before, but these extra changes seem to have done the job. No CPU spikes or lag since.
Hope this helps someone else down the line.
Here's my Reddit post with mote detail and logs if anyone is interested.
https://www.reddit.com/r/samsunggalaxy/s/ZFwxbP7Gp8