I have recently bought an S23 ultra and the NFC contactless payments just stopped working completely after 1 week. I use Google pay and have tried all the common troubleshooting solutions such as clearing cache and app data, uninstalling and reinstalling, re-adding my card but none of these work. Then, I assumed that this problem may be specific to Google pay so I tried switching to Samsung wallet but would be met with an error right when launching the app saying 'Couldn't open Samsung wallet. Try again later'. I have no idea what is causing this issue as the NFC function seems to be working fine when I ran the diagnostic in the settings.
UPDATE: So the issue has now been fixed and the only thing I did was update the Google Play system which is buried in the Software information tab in the settings. I was just looking through the settings and found this and my Google Play system was stuck on a March 2023 build. After updating and restarting multiple times I got it to the September build and when I tried using Google Pay this morning it was working as normal.
Samsung really should make it clear when updates like this are available or at least make the updates automatic.
Anyone else who has a similar issue should try this as a possible solution.