Bluetooth connecting, but no audio on either side of a call

[leban86]

1. This started on a Mazda CX-30 I was at the end of lease on.
   1. Calls would connect, but far end heard extreme static
2. New Mazda CX-30 lease within weeks of previous step
   1. Calls would connect, but far end heard extreme static
3. Went to Verizon and replaced S22+ with replacement S22+ (transferred all files, apps and settings)
   1. New S22+ connects to Mazda CX-30 Bluetooth. Call connects, but no audio on either side of call
4. Bluetooth connected to a 3rd vehicle, Dodge Challenger
   1. Call connects, but no audio on either side of call
5. Restarted phone multiple times
6. Disconnected reconnected Bluetooth multiple times both car and phone
7. Reset Network Settings 2x

I've think I've ruled out the car.  Its the phone or some setting on the phone.