Getting finance can be a pain at times.
Pay Pal is great if you can sign up to it and get PayPal credit.
You will then have the option to pay outright or use the credit facility.
I personally prefer to just bite the bullet and buy all my Samsung gear outright.
It momentarily hurts the wallet, but the accompanying intoxicating sensation of outright ownership and total freedom from any debt is so satisfactory and in my opinion, worthwhile.
Of course, please only go that route if you can.
May it turn out great for you. 🙂