Hi.
Have the same card, which works for both.
1. For tfl, I just have to touch it without unlocking the phone as long as the screen is kinda ON.
For payments at shops I need to open Samsung wallet and do it there.
Bear in mind though in samsung wallet my card is linked with curve as that was the only way to link my card.
I hope this helps you.
Follow Me, like my posts and Mark as Solution if I helped solve your Problems.