Samsung pay curve?

[amitmahay]

Does anyone use Samsung pay curve? If so, 

• What are the benefits?
• Is it worth the hassle of getting one of these?
• What's the difference between this and let's say Starling bank, as Starling is a mastercard and can be used in Europen countries with no charge. 
• Do you have to pay for Curve? 
• I'm assuming curve uses Samsung Pay as the payment method so basically you are using Samsung Pay from your phone but in a card format. 

Thanks. 

[mark770]

I use Curve and really find it useful. Literally all of your cards can be saved to Curve and if you need to use a different card then it takes maybe 3 key presses to switch card. I use mine when traveling and avoid charges. Can likely add Starling to the app for peace of mind. There are different tiers but for most, the free option likely provides everything that you need. The contactless feature doesn't have a max payment setting so not limited to the £50 or £100 max spend with contactless option so more flexibility.

[amitmahay]

Thanks for that. So it's basically like google wallet

[mark770]

Pretty much tbh. Think there are some small cash back options that is "free money" albeit small. Can also change where the spend is allocated post spend if you use the wrong card. Isn't great for adding boarding passes and digital tickets as yet though.

[RXM]

The benefits are essentially being able to add all your debit and credit cards onto the Curve card which enables you to just carry one card around with you and have access to all your cards simultaneously. You can earn cashback at a variety of retailers, some of which are always active and some of which need to be activated first. My list of retailers is mostly meh, can never see me shopping at most but there are a few decent ones tbf. I swear I was just sent my card, I don't even remember applying for it, so I'm assuming it's not much hassle to acquire. You don't have to pay for Curve but they have a paid tier too. Currently my free tier offers

Access to Fair FX

Fair exchange rates on all your cards up to €1000 per month

Fee-free Foreign ATM

Withdraw up to £200 per month

Curve Fronted

Pay your UK taxes or credit card bills with another credit card for a 1.5% fee

Smart Rules

Create unlimited Smart Rules to
automatically charge the right card as you spend

GO Back in Time

switch payments from one card to
another

All of Your Cards in One

Combine all your Mastercard and Visa cards into one single card and smart app

International Cards

Spend with your International cards with Curve for a 2.9% fee.

Fee-free Business Cards

Spend with your business funding card up to £100 per month, 1.5% fee thereafter.

You can use Samsung Pay or you can just use the cards details to make purchases online or use your physical card in stores.

[smg1]

I use CURVE and have been for years now.
Benefits: you can use ANY credit card. You set the spend limits per day
You don't need a physical CURVE credit card unless you need one. It's on your phone and/or watch
CURVE uses pretend card numbers so the retailers never see your actual card numbers and you set the spend limits
CURVE IS FREE
CURVE and Samsung Pay work together in tandem.
I have my CURVE card on my phone Samsung Pay app and Watch Samsung Pay App. Watch 5 Pro and Watch 6 classic with NO issues

[Neon2]

I liked the curve app until the virtual card expired. Curve have left me to wait whilst it expired. No replacement virtual card arranged like you would with your card provider, I have had to ask for help. Looks like I will move to Google Play now. Very disappointing as I have been an advocate for this system for some years.

[amitmahay]

So it's basically the same thing as Google Wallet.

[Moyah876]

Not fully. Google wallet stores your card details with your Google account. Curve stores your details on your phone.