Hope you're doing well. You can turn off the Samsung Pay panel at the bottom of the screen by going into the Samsung Pay app > Tap the 3 lines in top left > Settings toggle in top right > Quick access > Turn off the options you don't want to set on your phone.
Hope this helps.
But to access Samsung Pay setting you first need to agree to the Terms of Service, which I don't want to do at the moment. Any way to turn it off without agreeing to the terms? Looks like uninstall is the only option at the moment.
Go into settings from the drop down where the time shows. Then go into Apps>Samsung Pay and disable notifications and permissions.
On galaxy s7, but this might work for s10 too. Go into the play store and uninstall all updates. This brings you back to a version before they had the lower screen swipe button
This was so bad - I kept accidentally swiping as well ... and the only way to stop it was to sign up and agree to the terms of service. I also had to uninstall. I suppose we still have google pay. However, this is not the type of customization we expect from Android and feels more like the overlord strategy of Apple.