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Contactless payments

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So I have really bad experience with contacless payments. The process is really buggy (my second s21 ultra, but it remains a problem)

It is really often case, that my samsung pay wouldn't start the payment, i would try various positins, opening the app, but nothing works. It unfreezes again at some point after a few stressy minutes at the till. I talked with one corner shop owner, and he said he noticed that samsungs do it really often.

Another and the most important thing, I believe it would be much smarter to put the payments nfc location at the top of the phone, not somewhere in  the middle. Now we have to touch our phone all over the place.