Samsung pay still does not work, but Google Pay does. For Google Pay pay I tried the following: 1) Put the phone in UK English 2) put a UK SIM card in (removed the foreign one) 3) went to Google play store settings and changed the payment settings to an UK address and gave my Halifax bank card account information. 4) restarted my S9+, waited 48 hours for Google to incorporate the necessary change. 5) Only then could I download from the Google App Store, the Google Pay App. (Before I got a message stating that the app was not available in my country) 6) put all Halifax card information in to Google Pay App 7) ensured that Google Pay was changed to override Samsung Pay, so Google Pay became the default App. 😎 called Halifax and asked them for them to enable the "NFC phone payment option" that they did for free. Gave them all necessary information about my account. 9) restarted phone and waited about 24 hours for the bank to implement the change. 10) turned on NFC and placed it on the terminal when I was ready to pay and it worked. I never would have thought that it would have been so complicated .
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