Same for me. Credit history outstanding, earning more money and less outgoings since last year and yet declined! Makes no sense.
I have an excellent credit rating, upgrade every year, I tried to upgrade but was declined, I called Klarna who said do a credit check so I did, excellent rating, called klarna back told me I need another department who said due to covid not taking calls send an email so I did, called Samsung said it's disgraceful absolutely disgraceful that people can't get upgrades because of some Mickey mouse company like Klarna, she mumbled something incoherent before I said I'm moving to another brand. Absolutely disgraceful
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