Biker74 Explorer ... denying that others are having problems is not helpful. I found this thread while googling why the Smart Lock feature of my S10+ was also not working and I suspect I'm one of the "thousands". I found your reply annoyingly useless and taking up thread space.
I fixed my issue by following later useful replies of actually turning off Bluetooth and Wi-Fi Scanning. None of the other options worked.
Now I'm going to re-install Samsung Pay as I like that app and it seems to be to be a dumb solution to remove one Samsung app to get another Samsung app working.
If you're not going to post something useful, then please just don't post.
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