To be clear, this problem exists only for the native clock app. When using another clock app, like Google Clock, there is no problem. In the attached screen shots, you can see that the alarm is set for 3:00, but the alarm time reported to the widget and displayed is 2:55. The app maker even built a workaround for this known issue to allow users to add a five minute pad to the time to correct it. However, this then makes all other alarms and reminders coming from apps other than the native clock incorrect by five minutes in the other direction (i.e. 2:00 would be displayed as 2:05 due to adding the five minute pad). I have switched to using Google Clock and have no issues.
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