Just updated and found this feature too. It wasn't present in Android 9 and now is really annoying. I hold a couple of cards in my phone case, to which the phone now reacts. I also prefer to keep NFC on, because my banking app allows to pay by my phone in a contactless way instead of a debit card, which I prefer to do (it is safer then the contactless card payment, because phone always ask for identification beforehand).
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