The difference is the speed it takes to charge, and that's all- exactly the amount Im not quite sure, may have to watch a video on that. In terms of battery lasting, I wouldn't worry for longevity as 45W isn't too harsh, but if you're happy with your current charging speed, I wouldn't stress and stick with it.
There are battery settings you can able in settings which limit charging at a certain percentage.
Its good practice to not charge the battery fully, kill then recharge. Try keep above 20%