What exactly is Samsung Pay Card?

[ThatOneDude]

Is it a credit card? A debit card? Will it have any effect on my credit score? Is it just basically my regular old bank card but with an extra layer of security on it? Does it have a contactless limit on it or can I pay using as much as I want using contactless?

[AndrewL]

@ThatOneDude: If you would like to find out more about the Samsung Pay Card, please check out the links below.

https://www.samsung.com/uk/samsung-pay/#SamsungPayCard

https://news.samsung.com/uk/samsung-reveals-the-new-samsung-pay-card-powered-by-curve

[ThatOneDude]

Nowhere in either links does it say if it's a credit or debit card, just that I can link either to them. Is it neither, then? I'm just kind of confused.

[AndrewL]

@ThatOneDude: From what I can gather it seems to be an app that allows you to sync all your cards in one convenient place, allowing for a 'true digital wallet experience'. So, it's not a credit or debit card, rather its a hub for you existing cards. 

[lisafox16]

Great detailed reply which answers many questions I had. Thank you. 

[Bobby834]

You are incorrect.  TLDR... i just read where you said you do not get a physical card. Just correcting for those that are looking for an answer. You always have and do get a physical Samsung card. Not sure where he got his information. 

[Cosmic730]

At the time of writing, which was August 2020(!), they didn't issue cards at that point. I've deleted my post with you saying it was incorrect. Wouldn't want anyone to get confused now would we?