If you going to use smart watch then Apple Watch is the best one to get.
Apple Watch supports Lloyds bank.
Google is advertising company so it's not same as Apple.
Google sells your data and privacy to 3rd party advertising.
You need Samsung pay if you want to pay with samsung watch it's a big boomer for me, just buy s10 and g watch active and I like to pay with my gadgets, my wife laughs at me because she got apple watch and teasing me every time at shop.
I voted with my feet in the end and moved to a bank that i i can use samsung pay and my Samsung watch.
They asked reason for leaving i just said i want to use Samsung pay you dont dont provide that service so im moving to someone that does