I use Curve and really find it useful. Literally all of your cards can be saved to Curve and if you need to use a different card then it takes maybe 3 key presses to switch card. I use mine when traveling and avoid charges. Can likely add Starling to the app for peace of mind. There are different tiers but for most, the free option likely provides everything that you need. The contactless feature doesn't have a max payment setting so not limited to the £50 or £100 max spend with contactless option so more flexibility.
Pretty much tbh. Think there are some small cash back options that is "free money" albeit small. Can also change where the spend is allocated post spend if you use the wrong card. Isn't great for adding boarding passes and digital tickets as yet though.
The benefits are essentially being able to add all your debit and credit cards onto the Curve card which enables you to just carry one card around with you and have access to all your cards simultaneously. You can earn cashback at a variety of retailers, some of which are always active and some of which need to be activated first. My list of retailers is mostly meh, can never see me shopping at most but there are a few decent ones tbf. I swear I was just sent my card, I don't even remember applying for it, so I'm assuming it's not much hassle to acquire. You don't have to pay for Curve but they have a paid tier too. Currently my free tier offers
Access to Fair FX
Fair exchange rates on all your cards up to €1000 per month
Fee-free Foreign ATM
Withdraw up to £200 per month
Pay your UK taxes or credit card bills with another credit card for a 1.5% fee
Create unlimited Smart Rules to automatically charge the right card as you spend
GO Back in Time
switch payments from one card to another
All of Your Cards in One
Combine all your Mastercard and Visa cards into one single card and smart app
Spend with your International cards with Curve for a 2.9% fee.
Fee-free Business Cards
Spend with your business funding card up to £100 per month, 1.5% fee thereafter.
You can use Samsung Pay or you can just use the cards details to make purchases online or use your physical card in stores.
21-09-202312:48 AM - last edited 21-09-202312:49 AM
I use CURVE and have been for years now. Benefits: you can use ANY credit card. You set the spend limits per day You don't need a physical CURVE credit card unless you need one. It's on your phone and/or watch CURVE uses pretend card numbers so the retailers never see your actual card numbers and you set the spend limits CURVE IS FREE CURVE and Samsung Pay work together in tandem. I have my CURVE card on my phone Samsung Pay app and Watch Samsung Pay App. Watch 5 Pro and Watch 6 classic with NO issues
I liked the curve app until the virtual card expired. Curve have left me to wait whilst it expired. No replacement virtual card arranged like you would with your card provider, I have had to ask for help. Looks like I will move to Google Play now. Very disappointing as I have been an advocate for this system for some years.