If your bank card was declined then adding it to Samsung Pay or Google Pay i wouldn't think would make a difference @Jumsy3
Maybe speak with your Banks Customer services.
Add a payment card to Samsung Pay should give you an idea. Check any specifics in your region however.
Daily Driver > Samsung Galaxy s²³ Ultra 512Gb in Phantom Black.
The advice I offer is my own and does not represent Samsung’s position.
I'm here to help. " This is the way. "
