I've recently bought an S10 from Taiwan and it was all well and fine but I've noticed that some Bixby cards and in-app ads are in taiwanese. I've changed every language setting possible to English (i'm from the UK) and it still didn't fix the issue. What's worse I can't use my UK cards in Samsung Pay (i presume only taiwanese banks are accepted). Is this something that can be removed/fixed/unlocked or is this phone region locked for these kind of things?
Any feedback would be helpful, thanks.